Terms and Conditions

Agreement to Terms

These Terms and Conditions govern your use of the Virellonquas website and subscription service. By accessing our website or subscribing to our services, you agree to be bound by these terms.

Please read these terms carefully before using our services.

Effective Date: August 16, 2025

Definitions

For the purposes of these Terms and Conditions:

• • "Service" refers to our financial planning subscription offering: Our monthly subscription service providing personalized consultations and analytical reviews
• • "Website" refers to Virellonquas and all associated pages: All web pages, content, and functionality provided through our Virellonquas
• • "You" refers to the user or customer: Any individual or entity accessing our website or using our services
• • "We" refers to Virellonquas: Virellonquas and its employees, consultants, and authorized representatives

Use of Our Service

By subscribing to our service, you agree to the following terms of use:

Permitted Uses

• • Using our consultations for personal financial planning purposes
• • Accessing materials provided as part of your subscription
• • Communicating with our consultants about your financial situation

Prohibited Uses

• • Sharing your subscription access with others
• • Using our service for illegal or fraudulent activities
• • Attempting to reverse engineer or copy our proprietary methods
• • Harassing or abusing our staff or consultants
• • Using our service to compete with or harm our business

Your Responsibilities

As a user of our service, you are responsible for:

• • Providing accurate and truthful information about your financial situation
• • Maintaining the confidentiality of your account information
• • Using our guidance responsibly and seeking additional advice when needed
• • Complying with all applicable laws and regulations
• • Paying subscription fees on time according to your chosen plan

Account Management

Your subscription account is subject to the following terms:

You are responsible for maintaining the security of your account credentials and for all activities that occur under your account.

We reserve the right to suspend or terminate your account for violation of these terms or non-payment of fees.

Payment Terms

Subscription fees and payment terms are as follows:

We accept major credit cards and bank transfers. Payments are processed securely through encrypted payment systems.

Refunds are not typically provided for subscription services, but may be considered in exceptional circumstances at our discretion.

We reserve the right to change subscription prices with 30 days' written notice.

Intellectual Property

All content, methods, and materials provided through our service remain the intellectual property of Virellonquas.

We grant you a limited, non-transferable license to use our service for personal financial planning purposes only.

By sharing information with us, you grant us the right to use it solely for providing our services to you.

Privacy and Data Protection

Your privacy is important to us. We collect and process personal data in accordance with applicable data protection laws.

For detailed information about how we handle your data, please review our Privacy Policy. Privacy Policy

Disclaimers

Our service is provided "as is" without warranties of any kind, express or implied.

We make no guarantees about specific outcomes or results from using our service.

Please refer to our separate Disclaimer for additional important information. Disclaimer

Limitation of Liability

To the fullest extent permitted by law, Virellonquas shall not be liable for any indirect, incidental, or consequential damages arising from your use of our service.

Our maximum liability to you shall not exceed the amount you have paid for our service in the 12 months preceding any claim.

We are not liable for lost profits, business interruption, or any indirect damages.

Indemnification

You agree to indemnify Virellonquas against any claims, damages, or expenses arising from your use of our service or violation of these terms.

Dispute Resolution

Any disputes arising from these terms will be resolved as follows:

Arbitration

Disputes may be resolved through binding arbitration rather than court proceedings, where permitted by law.

Arbitration will be conducted according to the rules of recognized arbitration bodies.

EU Online Dispute Resolution

EU residents may access the Online Dispute Resolution platform for consumer disputes.

The ODR platform is available at ec.europa.eu/consumers/odr: ec.europa.eu/consumers/odr

Governing Law

Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of the courts of England and Wales.

These terms are governed by the laws of England and Wales, and any disputes will be subject to the jurisdiction of English courts.

Termination

You may cancel your subscription at any time with 30 days' written notice.

We may terminate your subscription for breach of these terms or other valid reasons.

Upon termination, your access to our service will cease, but these terms will continue to apply where relevant.

Changes to Terms

We may modify these terms at any time by posting updated terms on our website.

We will notify subscribers of material changes via email or through our website.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Virellonquas.

Contact Information

For questions about these terms, contact us at info@virellonquas.com or +44 7911 0882 4612.

Company Name: Virellonquas

Email: info@virellonquas.com

Phone: +44 7911 0882 4612

Address: 42 Manchester Street, London